Sum assured on death will be higher of a) 10 times annualised premium, b) 105 per cent of total premiums paid till the date of death, c) the sum assured.Īs this is a pure-term insurance product, no benefit will be payable on survival till maturity.īajaj Allianz also offers additional benefits to policyholders for staying fit and improving health conditions. The policy will terminate up on the death of the policyholder.

In case of death of the policyholder during the policy term, provided the policy is in force, the nominee/legal heir will receive the sum assured on death (as chosen by the policyholder at the time of buying the policy).

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